Finance Your Vehicle with Santander: Exclusive Conditions and Benefits

Finance Your Vehicle with Santander: Exclusive Conditions and Benefits

Discover a range of vehicle financing options provided by Santander, designed to support new and used car buyers with flexible conditions tailored to your financial situation.

What Vehicles Can You Finance?

• ✔️ Light vehicles – new or used, including certified pre-owned vehicles.
• ✔️ Electric vehicles – supporting the UK's transition to green energy.

Available Financing Options with Santander

Hire Purchase (HP)

With Santander's Hire Purchase, you pay an initial deposit and the remaining cost of the vehicle in monthly installments. Ownership is transferred to you after the final payment.

• ✔️ Duration: 12 to 60 months
• ✔️ Fixed monthly payments
• ✔️ No mileage restrictions

Personal Contract Purchase (PCP)

PCP allows you to drive a vehicle for lower monthly payments. At the end of the agreement, you can either return the vehicle, trade it in for a new one, or make a final "balloon" payment to own it.

• ✔️ Duration: 24 to 48 months
• ✔️ Low monthly payments
• ✔️ Flexibility at the end of the contract

Leasing

Santander offers leasing options for individuals and businesses. You pay to use the vehicle over a fixed term, returning it at the end without the need for ownership.

• ✔️ Duration: 24 to 60 months
• ✔️ No responsibility for depreciation
• ✔️ Lower monthly payments than HP or PCP

Required Documents for Vehicle Financing

Prepare the following documents to streamline your financing application with Santander:

• ✔️ Valid identification document.
• ✔️ Recent proof of income.
• ✔️ Proof of address (recent utility bill).

Financing Simulation: Ford Fiesta (Santander)

Considering financing a new Ford Fiesta through Santander? Here’s what you can expect:

• 🚗 Model: 2020 Ford Fiesta
• 📅 Year: 2020
• 🚗 Transmission: Manual
• 🎨 Color: Frozen White
• 💰 Down Payment: 10%
• 📆 Term: 60 months
• 🔢 APR: 3.9% annually

Use our online simulator for a personalized estimate.

Financing Examples with Calculators

Vauxhall Corsa (Santander)

Simulate the financing of a Vauxhall Corsa through Santander:

• 🚗 Model: 2021 Vauxhall Corsa
• 📅 Year: 2021
• 🚗 Transmission: Automatic
• 🎨 Color: Lava Red
• 💰 Down Payment: 10%
• 📆 Term: 60 months
• 🔢 APR: 3.9% annually

Use our online calculator for more details.

Financing Application Process

Start your application easily with Santander. Everything you need to know to apply for financing successfully and achieve your dream of a new car.